Promissory Note for Massachusetts

Create a Promissory Note for Massachusetts with state-specific legal language. Free template, instant preview, and ESIGN Act compliant electronic signature with identity verification.

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What's inside your Massachusetts Promissory Note

Every clause reflects Massachusetts law, so you don't have to research it yourself.

Massachusetts treats interest rates of 20% or higher as criminal usury (M.G.L. c.271 §49), one of the higher criminal thresholds among states with a specific criminal usury statute.

Business loans and loans to corporations are commonly exempt from the general usury restrictions — confirm which category a given loan falls into.

Electronic signatures on promissory notes are valid under the Massachusetts Uniform Electronic Transactions Act (M.G.L. c.110G).

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Promissory Note in Massachusetts — FAQ

20% or higher under M.G.L. c.271 §49. Business loans and loans to corporations are commonly exempt from the general usury restrictions.

Promissory Note rules in other states

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